Retirement
Position Yourself for the Future
Everybody aspires to a financially secure retirement. Whether you are just starting out in your career, planning the specifics of your retirement or already retired, we aim to help.
Hanover Wealth Management will work with you to build confidence in your retirement, and aim to help you decide the most suitable pension plan for your circumstances to bring you a new level of freedom.
We aim to take the complexity out of retirement, drawing on a successful and practiced step-by-step approach. We aim to help you understand your options and plan with greater clarity.
Whatever your goals, from retiring early and retaining funds for family and children through to natural concerns about changes in Government pension provision, rising inflation costs and living longer, we will pay attention to the details. Each recommendation is based on your circumstances and objectives. We will explain the options, including the risks and the costs.
We work closely with our customers in a number of areas including:
- Personal Pensions and Stakeholder Pension
- SIPPS – Self Invested Personal Pensions
- SASS – Small Self-Administered Schemes
- NEST – National Employment Savings Trust
- Company PensionsPersonal Pension Reviews
If you are already enrolled in a plan, it is always a good idea to reassess its performance regularly. Whether you are looking to reposition your investments or simply check that your plan is working as effectively as possible for you, arrange a review with us and make sure that your plans are aligned with your retirement goals.
The Financial Conduct Authority does not regulate some forms of Auto Enrolment. The value of your pension can fall as well as rise, and you may get back less than has been paid in. You generally cannot access pension benefits before age 55, rising to 57 from 6 April 2028.
The tax treatment depends on your individual circumstances and may change in the future. he tax treatment depends on your individual circumstances and may be subject to change in the future.